Financial Resources for New Jersey Residents
Ever feel lost trying to navigate your finances? Wish you knew more about things like tax credits and insurances that could have a big impact on your life? Well, if you are a New Jersey resident you’ve come to the right place. There are programs available to you that you may not even know about. And these aren’t just little programs, we’re talking financial education resources and financial planning tools that could save you thousands of dollars each and every year. What’s the catch? There isn’t one. You just have to be a New Jersey resident.

Temporary Disability
Temporary Disability Insurance provides cash benefits to New Jersey workers who have to stop working due to a physical or mental health condition or other disability unrelated to their work. The healthcare provider certifies how long you need to recover from your medical condition, up to a maximum of 26 weeks. Most employers in New Jersey are required to have Temporary Disability Insurance for their employees.

Family Leave
Family Leave Insurance provides New Jersey workers cash benefits to bond with a newborn, newly adopted, newly placed foster child, or to provide care for a seriously ill or injured loved one. While most New Jersey workers who take family leave are covered under the State’s family leave program, some employers provide Family Leave Insurance through a plan with a private insurance carrier instead. If you are not sure about your coverage, ask your employer.

Senior Freeze (Property Tax Reimbursement)
The Senior Freeze Program reimburses eligible senior citizens and disabled individuals for property tax or mobile home park site fee increases on their principal residence.

Child Tax Credit (CTC)
Beginning in Tax Year 2022, a new Child Tax Credit (CTC) provides a refundable credit for families earning up to $80,000 per year. It ranges from $100 to $500 per child age 5 or younger for taxpayers who meet the income requirements.
A Stronger New Jersey
In 2018, Governor Phil Murphy and his Administration set out to make good on his promise to create a “stronger and fairer” New Jersey. Together with his partners in Legislature, numerous cost-saving and life-changing programs have been created or expanded upon since he took office. And it’s only for New Jersey residents. So, whether you live in Jersey City or Ocean City, there are services for children, family, and individuals that can help you increase your financial wellness. It’s all part of Garden State Community Outreach—an effort designed to ensure that every New Jersey resident and every New Jersey family are not only aware of these financial assistance programs but understand how to apply for them.
Financial Support for You and Your Family
Whether you’re retired or just starting out, we’re committed to helping you enhance your financial wellbeing. Read below to learn about all the different financial initiatives NJ has to offer. There are resources to assist New Jersey workers who have had to stop working due to a physical or mental health condition, programs to help you find tax credits that many people don’t even know about, and even educational platforms that can help you strengthen your financial stability today…for tomorrow. Discover how these and other programs could make a positive impact in your and your family’s lives. It’s all so together we can build a stronger, fairer New Jersey. Where everyone can have a brighter and more economically secure future.
SPREAD THE WORD
Living in the Garden State has many benefits, including financial support to help residents make the most of their money. Share these financialassistance programs with friends, family, and neighbors to help them discover life-changing, cost-saving resources and so much more. We understand how challenging it can be to manage your finances. Simply opening someone’s eyes to these New Jersey government aided financial programs can make a world of a difference.


INTERESTED IN OTHER PROGRAMS?
Garden State Community Outreach, created by Governor Murphy and the Legislature, connects New Jersey residents to additional cost-saving and life-changing programs. Use the program finder to help identify which programs you may be eligible for.
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Eligible Programs
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