In January 2023, Governor Murphy announced a nation-leading program to allow anyone 14 years or older to acquire naloxone anonymously and at no cost at participating pharmacies across New Jersey. This website provides information on using naloxone and for pharmacies to participate.

ReachNJ is a central call-in line for New Jersey residents who are looking for help with a substance use disorder (SUD). Each call to ReachNJ is answered by a live person in the first 30 seconds. Trained staff will screen callers to identify their exact needs, are able to provide referrals to supportive services and a seamless connection to a local treatment provider. ReachNJ serves NJ residents of all ages regardless of insurance status or ability to pay.

Psychiatric advance directives are a legal instrument that may be used to document a competent person’s specific instructions or preferences regarding future mental health treatment. Psychiatric advance directives can be used to plan for the possibility that someone may lose capacity to give or withhold informed consent to treatment during acute episodes of psychiatric illness. The Division of Mental Health and Addiction Services currently contracts with a vendor to manage and maintain a voluntary, secure internet-based registry for Psychiatric Advance Directives (PADs) for New Jersey residents. There is a web-based registry, available 24/7.

988 is the nationwide 3-digit dialing code for Mental Health Crisis and Suicide Prevention. 988 connects people to the existing National Suicide Prevention Lifeline. Compassionate, accessible care and support will be available for anyone experiencing mental health-related distress, thoughts of suicide, mental health or substance use crisis. People can also dial 988 if they are worried about a loved one who may need crisis support.

NJ ABLE helps New Jersey residents with disabilities save for qualified disability expenses without the risk of losing their benefits from assistance programs, like Supplemental Security Income (SSI) and Medicaid.

NJSave is an online application to help low-income seniors and individuals with disabilities save money on Medicare premiums, prescription costs, and other living expenses.

Community solar is for anyone who wants to benefit from solar energy generation without installing panels directly on their roofs. This is an ideal opportunity for renters, homeowners with shaded roofs, or anyone else that is unable to install their own solar array on their property to participate and benefit from the generation of renewable energy.

Low-Income Home Energy Assistance Program (LIHEAP) provides: Heating grants for gas, electric and deliverable fuel customers; Funds for heater repair and replacement; Emergency grants to avoid disconnection after WTP ends; and Medically necessary cooling grants to help with air conditioning costs. Families can complete one application and receive benefits from both USF and Low-Income Home Energy Assistance Program (LIHEAP) programs at the same time.

Provides assistance to those in danger of utility service disconnection or who have a complaint about their current utility company and cannot resolve the issue with the company directly.

The New Jersey Comfort Partners Program is a free program that helps income-eligible customers reduce their utility bills through implementing cost effective measures which save energy and money while improving their home’s safety and comfort at no cost to them. Through the Comfort Partners Program BPU and electric and natural gas utilities partner with customers to reduce energy use and utility bills, improve comfort, and increase the health and safety of homes. The Comfort Partners Program has helped over 126,000 families.

A $225 credit for electric and gas customers for seniors and the disabled.

The Payment Assistance for Gas and Electric (PAGE) Program provides relief of up to $700 on gas and electric bills for low- to moderate-income New Jersey households. Those who are income eligible for USF should apply for USF first before seeking supplemental assistance from PAGE.

The Winter Termination Program (WTP) is a program through BPU that protects low-income customers from disconnection of electric, gas, water and wastewater service from November 15 – March 15. To ensure WTP protection, residents can contact their gas, electric and water utilities. Shutoff protection does not mean bill payments are forgiven – utility assistance programs are available to residents behind on their bills.

Temporary Disability Insurance provides cash benefits to New Jersey workers who have to stop working due to a physical or mental health condition or other disability unrelated to their work. The healthcare provider certifies how long you need to recover from your medical condition, up to a maximum of 26 weeks. Most employers in New Jersey are required to have Temporary Disability Insurance for their employees.

Family Leave Insurance provides New Jersey workers cash benefits to bond with a newborn, newly adopted, newly placed foster child, or to provide care for a seriously ill or injured loved one. While most New Jersey workers who take family leave are covered under the State’s family leave program, some employers provide Family Leave Insurance through a plan with a private insurance carrier instead. If you are not sure about your coverage, ask your employer.

The Senior Freeze Program reimburses eligible senior citizens and disabled individuals for property tax or mobile home park site fee increases on their principal residence.

Beginning in Tax Year 2022, a new Child Tax Credit (CTC) provides a refundable credit for families earning up to $80,000 per year. It ranges from $100 to $500 per child age 5 or younger for taxpayers who meet the income requirements.

The NJ Earned Income Tax Credit (EITC) is a tax refund designed to help low to moderate income earners. It is estimated that roughly 25% of eligible recipients do not apply.

A free personal finance platform providing access to an abundance of resources tailored to the specific needs and interests of participants. The goal of this program is to strengthen financial wellness and help make economic security a reality for individuals and families.